ORNL
Oak Ridge, TN · Federal Credit Union · Chartered in TN
Who can join
Employer / occupational group
Members
229,975
Net Worth Ratio
11.02%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$4.81B
Peer Group 6
Members
229,975
as of latest quarter
Net Worth Ratio
11.02%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$4.81B
Total Shares
$3.94B
Total Loans
$3.83B
Net Income
$11.7M
Net Worth Ratio
11.02%
≥7% = Well Capitalized
Members
229,975
Return on Assets
0.24%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.31%
$12.1M
Loan-to-share ratio: 97.3%· healthy range 60–80%
Branch Locations
NCUAOak Ridge
221 S Rutgers Ave, Oak Ridge, TN, 37830-6770
9:00 AM to 5:00 PM Monday to Thursday 9:00 AM to 6:00 PM Friday 8:30 AM to 1:00 PM Saturday
Kingston
1204 N Kentucky St, Kingston, TN, 37763
9:00 AM to 5:00 PM Monday - Thursday 9:00 AM to 6:00 PM Friday 8:30 AM to Noon Saturday
North Knoxville
808 Victor Dr, Knoxville, TN, 37912
9:00 AM to 5:00 PM Monday - Thursday 9:00 AM to 6:00 PM Friday 8:30 AM to Noon Saturday
Morristown Central
1730 W Andrew Johnson Hwy, Morristown, TN, 37814-3737
9:00 AM to 5:00 PM Monday - Thursday 9:00 AM to 6:00 PM Friday 8:30AM to 12:00 PM Saturday
Karns
7228 Oak Ridge Hwy, Knoxville, TN, 37931
9:00 AM to 5:00 PM Monday - Thursday 9:00 AM to 6:00 PM Friday 8:30 AM to 12:00 PM Saturday
Madisonville
4201 Highway 411, Madisonville, TN, 37354
9:00 AM to 5:00 PM Monday - Thursday 9:00 AM to 6:00 PM Friday 8:30 AM to Noon Saturday
Lab
1 Bethel Valley Rd, Oak Ridge, TN, 37830
8:00 AM to 4:00 PM Monday - Friday
Halls
4510 E Emory Rd, Knoxville, TN, 37938
9:00 AM to 5:00 PM Monday - Thursday 9:00 AM to 6:00 PM Friday 8:30 AM to Noon Saturday
Fountain City
5208 N Broadway St, Knoxville, TN, 37918-2344
9:00 AM to 5:00 PM Monday - Thursday 9:00 AM to 6:00PM Friday 8:30 AM to Noon Saturday
West Knoxville
8721 Kingston Pike, Knoxville, TN, 37923
9:00 AM to 5:00 PM Monday - Thursday 9:00 AM to 6:00 PM Friday 8:30 AM to Noon Saturday
22 more locations not shown.
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
Embed This Profile
Copy the snippet below to embed a link to this profile on your website.
<a href="https://bankscorer.com/credit-union/ornl" target="_blank" rel="noopener">View ORNL on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.