Opp, AL · State Credit Union · Chartered in AL
Who can join
State government employees (special charter)
Members
1,622
Net Worth Ratio
25.21%
min. 7% = Well Capitalized
Contact & Details
NCUACredit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$10.4M
Total Shares
$7.8M
Total Loans
$2.5M
Net Worth Ratio
25.21%
≥7% = Well Capitalized
Members
1,622
Delinquency Rate (60d+)
3.81%
$95K
Loan-to-share ratio: 32.1%· healthy range 60–80%
No HMDA mortgage lending data on record for this credit union.
No CFPB complaint data available for this credit union.
OPP-MICOLAS
901 DOUGLAS AVE, OPP, AL, 36467-2765
9-5
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<a href="https://bankscorer.com/credit-union/opp-micolas" target="_blank" rel="noopener">View OPP-MICOLAS on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.