🏦Bank Scorer

ONPOINT COMMUNITY

Portland, OR · State Credit Union · Chartered in OR

Well Capitalized

Who can join

Type 99

Charter #62745Est. 1932RSSD: 852393
Compare

Members

648,972

Net Worth Ratio

14.47%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$9.65B

Peer Group 6

Members

648,972

as of latest quarter

Net Worth Ratio

14.47%

Well Capitalized

Institution Profile

NCUA

Address

Po Box 3750, Portland, OR 97208

Chartered

1932

Branch Locations

62 locations

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$9.65B

Total Shares

$8.04B

Total Loans

$6.17B

Net Worth Ratio

14.47%

≥7% = Well Capitalized

Members

648,972

Delinquency Rate (60d+)

0.62%

$38.2M

Loan-to-share ratio: 76.7%· healthy range 60–80%

Branch Locations

NCUA

Montgomery Park

2701 NW Vaughn St, Portland, OR, 97210

Mon - Fri: 7am - 7pm Sat: 9am - 1pm

MainATM

Lloyd Center

1100 NE Weidler St, Portland, OR, 97232-1267

Mon-Thur: 9am - 5:30pm Fri: 9am - 6pm Sat: 9am - 1pm

ATM

Beaverton

2755 SW Cedar Hills Blvd Ste 100, Beaverton, OR, 97005

Mon-Thur: 9am - 5:30pm Fri: 9am - 6pm Sat: 9am - 1pm

ATM

205 Place

9730 SE Washington St, Portland, OR, 97216

Mon-Thur: 9am - 5:30pm Fri: 9am - 6pm Sat: 9am - 1pm

ATM

Oak Grove

2915 SE Oak Grove Blvd, Milwaukie, OR, 97267

Mon-Thur: 9am - 5:30pm Fri: 9am - 6pm Sat: 9am - 1pm

ATM

McMinnville

2430 NE McDonald Ln, McMinnville, OR, 97128

Mon-Thur: 9am - 5:30pm Fri: 9am - 6pm Sat: 9am - 1pm

ATM

Gresham

1700 NW Civic Dr Ste 101, Gresham, OR, 97030

Mon-Thur: 9am - 5:30pm Fri: 9am - 6pm Sat: 9am - 1pm

ATM

Kruse Meadows

6300 Meadows Rd, Lake Oswego, OR, 97035

Mon-Thur: 9am - 5:30pm Fri: 9am - 6pm Sat: 9am - 1pm

ATM

Orenco Station

7130 NE Cornell Rd, Hillsboro, OR, 97124

Mon-Thur: 9am - 5:30pm Fri: 9am - 6pm Sat: 9am - 1pm

ATMDrive-thru

Clackamas Promenade

8854 SE Sunnyside Rd, Clackamas, OR, 97015

Mon-Thur: 9am - 5:30pm Fri: 9am - 6pm Sat: 9am - 1pm

ATM

52 more locations not shown.

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

View HMDA data on CFPB →Search mortgage lenders →

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

View all on CFPB →File NCUA complaint →

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.