🏦Bank Scorer

ONOMEA

Papaikou, HI · Federal Credit Union · Chartered in HI

Well Capitalized

Who can join

Employer / occupational group

Charter #3050Est. 1939RSSD: 1003174

Members

1,849

Net Worth Ratio

17.25%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$26.8M

Peer Group 3

Members

1,849

as of latest quarter

Net Worth Ratio

17.25%

Well Capitalized

Institution Profile

NCUA

Address

P.O. Box 19, Papaikou, HI 96781

Chartered

1939

Branch Locations

1 location

Membership Eligibility

Employer / occupational group

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$26.8M

Total Shares

$22.0M

Total Loans

$20.4M

Net Worth Ratio

17.25%

≥7% = Well Capitalized

Members

1,849

Delinquency Rate (60d+)

0.12%

$24K

Loan-to-share ratio: 92.9%· healthy range 60–80%

Branch Locations

NCUA

Onomea FCU

27-251 Old Mamalahoa Hwy, Papaikou, HI, 96781

M,T,TR 8:30am-4:30pm ; W&F 9:00am-5:30pm

Main

Mortgage Lending (HMDA)

CFPB HMDA

No HMDA mortgage lending data on record for this credit union.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.