🏦Bank Scorer

OKUNITY

Stillwater, OK · Federal Credit Union · Chartered in OK

LICUWell Capitalized

Who can join

Multiple / other

Charter #18965Est. 1968RSSD: 42989

Members

12,861

Net Worth Ratio

11.94%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$218.0M

Peer Group 5

Members

12,861

as of latest quarter

Net Worth Ratio

11.94%

Well Capitalized

Institution Profile

NCUA

Address

311 E Mcelroy, Stillwater, OK 74075

Chartered

1968

Branch Locations

2 locations

Membership Eligibility

Multiple / other

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$218.0M

Total Shares

$178.6M

Total Loans

$160.7M

Net Worth Ratio

11.94%

≥7% = Well Capitalized

Members

12,861

Delinquency Rate (60d+)

0.32%

$508K

Loan-to-share ratio: 90.0%· healthy range 60–80%

Branch Locations

NCUA

Main

311 E McElroy Rd, Stillwater, OK, 74075-3815

Lobby: M - F 9:00am to 5:00pm Drive Thru: M - F 8:00am to 6:00pm, Saturday 9:00am to 1:00pm

MainATMDrive-thru

Sangre Property

1811 S Sangre Rd, Stillwater, OK, 74074-1855

Lobby: M - F 9:00am to 5:00pm, Saturday 9:00am to Noon Drive Thru: M - F 8:00am to 6:00pm, Saturday 9:00am to 1:00pm

ATMDrive-thru

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.