OCEANAIR
Oxnard, CA · Federal Credit Union · Chartered in CA
Who can join
Multiple / other
Members
27,253
Net Worth Ratio
7.51%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$870.8M
Peer Group 6
Members
27,253
as of latest quarter
Net Worth Ratio
7.51%
Adequately Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$870.8M
Total Shares
$683.4M
Total Loans
$744.4M
Net Worth Ratio
7.51%
≥7% = Well Capitalized
Members
27,253
Delinquency Rate (60d+)
0.12%
$876K
Loan-to-share ratio: 108.9%· healthy range 60–80%
Branch Locations
NCUAOceanair Federal Credit Union
2151 E Gonzales Rd, Oxnard, CA, 93036-3704
M, T, Th, F 9:30am-6:00pm, W 10am-6pm, Saturday 10am-1pm Friday 9am-6pm
Camarillo Branch
300 Arneill Rd, Camarillo, CA, 93010
M, Tu, Th, F. 9:30am-6pm, W 10am-6pm and Saturday 10am-1pm
Ventura Branch
3636 Dean Dr, Ventura, CA, 93003-3486
M, Tu, Th, F 9:30am-6pm, W 10am-6pm, Saturday 10am-1pm F 9:00am - 6:00pm
Simi Valley
1377 E Los Angeles Ave, Simi Valley, CA, 93065
M, T, Thu, F 9:30am-6pm, W 10am-6pm, Saturday 10am-1pm
Valley Strong Credit Union
1002 W Tehachapi Blvd, Tehachapi, CA, 93561-2533
M-Th 9am to 5pm, Fri 9am-6pm, Sat 9am-1pm
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/oceanair" target="_blank" rel="noopener">View OCEANAIR on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.