Lacey, WA · State Credit Union · Chartered in WA
Who can join
State government employees (special charter)
Members
36,074
Net Worth Ratio
8.68%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$667.1M
Total Shares
$571.0M
Total Loans
$598.6M
Net Worth Ratio
8.68%
≥7% = Well Capitalized
Members
36,074
Delinquency Rate (60d+)
0.33%
$2.0M
Loan-to-share ratio: 104.8%· healthy range 60–80%
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 737 | 461 | 137 | 62.5% | 18.6% |
| 2022 | 1,464 | 1,087 | 176 | 74.3% | 12.0% |
| 2021 | 764 | 589 | 99 | 77.1% | 13.0% |
No CFPB complaint data available for this credit union.
Administrative building
649 Woodland Square Loop SE, Lacey, WA, 98503
Employees onsite from approximately 7:00 AM to 6:00 PM M-F. Not open to the public.
LACEY
8665 Martin Way E, LACEY, WA, 98516
Monday-Thursday 9:00 AM to 5:30 PMFriday 9:00 AM to 6:00 PMSaturday 10:00 AM to 1:00 PM (lobby closed, drive-thru only)
WEST OLYMPIA
410 Cooper Point Rd SW, Olympia, WA, 98502-5008
Monday-Thursday 9: 00 AM to 5:30 PM Friday 9:00 AM to 6:00 PM Saturday: Closed
TUMWATER
3900 CLEVELAND AVE SE, TUMWATER, WA, 98501-4023
LOBBY Monday-Thursday 9:00 AM to 5:30 PM Friday 9:00 AM to 6:00 PM Saturday closed DRIVE-THRU Monday-Friday 9:00 AM-6:00 PM Saturday 9:00 AM-1:00 PM
TENINO
149 Sussex Ave W, TENINO, WA, 98589
Monday-Thursday 9:00 AM to 5:30 PM Friday 9:00 AM to 6:00 PM Saturday: Closed
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<a href="https://bankscorer.com/credit-union/o-bee" target="_blank" rel="noopener">View O BEE on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.
Fern Hill
8002 Pacific Ave, Tacoma, WA, 98408-5825
Monday-Thursday 9:00 AM-5:30 PM Friday 9:00 AM-6:00 PM Saturday: Closed
YELM
1201 Yelm Ave E Ste 100, Yelm, WA, 98597-9427
Monday-Thursday 9:00 AM to 5:30 PM Friday 9:00 AM to 6:00 PM Saturday: Closed