NSPIRE
Sinton, TX · Federal Credit Union · Chartered in TX
Who can join
Occupational / select employee group
Members
2,562
Net Worth Ratio
13.05%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$30.2M
Peer Group 3
Members
2,562
as of latest quarter
Net Worth Ratio
13.05%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$30.2M
Total Shares
$26.1M
Total Loans
$20.8M
Net Income
$-67,652
Net Worth Ratio
13.05%
≥7% = Well Capitalized
Members
2,562
Return on Assets
-0.22%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.56%
$116K
Loan-to-share ratio: 79.8%· healthy range 60–80%
Branch Locations
NCUASan Patricio Co Teachers FCU
501 W Merriman St, Sinton, TX, 78387-2412
Drive Thru Hours: 7:30 am - 6:00 pm Lobby Hours: 9:00 am - 5:00 pm
San Patricio Co Teachers FCU
1802 Billy G Webb, Portland, TX, 78374
Drive Thru Hours: 7:30 am - 6:00 pm Lobby Hours: 9:00 am - 5:00 pm
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/nspire" target="_blank" rel="noopener">View NSPIRE on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.