Virginia, MN · State Credit Union · Chartered in MN
Who can join
State government employees (special charter)
Members
7,962
Net Worth Ratio
15.66%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$109.6M
Total Shares
$91.3M
Total Loans
$88.5M
Net Worth Ratio
15.66%
≥7% = Well Capitalized
Members
7,962
Delinquency Rate (60d+)
2.53%
$2.2M
Loan-to-share ratio: 96.9%· healthy range 60–80%
No HMDA mortgage lending data on record for this credit union.
No CFPB complaint data available for this credit union.
Virginia Office
921 17th St S, Virginia, MN, 55792
Lobby M-F 9am to 4:30 pm Drive Up M-F 8am to 5pm, Sat 9am to 12noon
Hoyt Lakes Office
283 Kennedy Memorial Dr, Hoyt Lakes, MN, 55750
Lobby M-F 9 am to 4:30 pm Drive Up M-F 8 am to 5 pm
Biwabik Office
222 Main St S, Biwabik, MN, 55708-3073
DU 8 am to 5 pm Lobby 9 am - 4:30 pm
Ely Office
1321 E Sheridan St, Ely, MN, 55731
9-4 M-F
Hibbing Office
4125 9th Avenue West, Suite 100, Hibbing, MN, 55746-2306
Monday ? Thursday 8:30 a.m. to 4:30 p.m.Friday 8:30 a.m. to 5 p.m.
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<a href="https://bankscorer.com/credit-union/northridge-community" target="_blank" rel="noopener">View NORTHRIDGE COMMUNITY on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.