🏦Bank Scorer

NORTHERN VALLEY

Grand Forks, ND · Federal Credit Union · Chartered in ND

LICUWell Capitalized

Who can join

Community / multiple bond

Charter #1344Est. 1936RSSD: 484374

Members

1,467

Net Worth Ratio

14.34%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$18.5M

Peer Group 3

Members

1,467

as of latest quarter

Net Worth Ratio

14.34%

Well Capitalized

Institution Profile

NCUA

Address

3030 Demers Ave, Grand Forks, ND 58201

Chartered

1936

Branch Locations

1 location

Membership Eligibility

Community / multiple bond

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$18.5M

Total Shares

$15.7M

Total Loans

$12.2M

Net Income

$45K

Net Worth Ratio

14.34%

≥7% = Well Capitalized

Members

1,467

Return on Assets

0.25%

annualized · >0.5% healthy

Loan-to-share ratio: 77.3%· healthy range 60–80%

Branch Locations

NCUA

Northern Valley FCU

3030 Demers Ave, Grand Forks, ND, 58201

8:00 am - 5:30 pm

MainATMDrive-thru

Mortgage Lending (HMDA)

CFPB HMDA

No HMDA mortgage lending data on record for this credit union.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.