🏦Bank Scorer

NORTHERN STAR CREDIT UNION, INC.

Portsmouth, VA · State Credit Union · Chartered in VA

Well Capitalized

Who can join

State government employees (special charter)

Charter #66956Est. 1929RSSD: 260091

Members

7,222

Net Worth Ratio

16.35%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$75.2M

Peer Group 4

Members

7,222

as of latest quarter

Net Worth Ratio

16.35%

Well Capitalized

Institution Profile

NCUA

Address

5100 George Washington Hwy, Portsmouth, VA 23702

Chartered

1929

Branch Locations

1 location

Membership Eligibility

State government employees (special charter)

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$75.2M

Total Shares

$65.0M

Total Loans

$32.2M

Net Income

$102K

Net Worth Ratio

16.35%

≥7% = Well Capitalized

Members

7,222

Return on Assets

0.14%

annualized · >0.5% healthy

Delinquency Rate (60d+)

0.26%

$82K

Loan-to-share ratio: 49.5%· healthy range 60–80%

Branch Locations

NCUA

Main Branch

5100 George Washington Hwy, Portsmouth, VA, 23702

Monday - Thursday 9:00A.M. to 5:00P.M. Friday 9:00A.M. to 5:30P.M. Drive Thru Monday - Thurs 8:30 A.M. to 5:30 P.M. Friday 8:30 A.M. to 6:00 P.M.

MainATMDrive-thru

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

Embed This Profile

Copy the snippet below to embed a link to this profile on your website.

<a href="https://bankscorer.com/credit-union/northern-star-credit-union-inc" target="_blank" rel="noopener">View NORTHERN STAR CREDIT UNION, INC. on Bank Scorer</a>

Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.