Chatham, MI · Federal Credit Union · Chartered in MI
Who can join
Community / multiple bond
Members
1,288
Net Worth Ratio
9.51%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$12.6M
Total Shares
$11.4M
Total Loans
$3.4M
Net Income
$49K
Net Worth Ratio
9.51%
≥7% = Well Capitalized
Members
1,288
Return on Assets
0.39%
annualized · >0.5% healthy
Loan-to-share ratio: 29.5%· healthy range 60–80%
No HMDA mortgage lending data on record for this credit union.
No CFPB complaint data available for this credit union.
Northern Lights Community FCU
PO Box 126, Chatham, MI, 49816
M-F 8:30 to 5 pm Sat. 8:30-12pm
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<a href="https://bankscorer.com/credit-union/northern-lights-community" target="_blank" rel="noopener">View NORTHERN LIGHTS COMMUNITY on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.