Duluth, MN · State Credit Union · Chartered in MN
Who can join
State government employees (special charter)
Members
6,869
Net Worth Ratio
10.51%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$126.8M
Total Shares
$111.9M
Total Loans
$98.8M
Net Income
$266K
Net Worth Ratio
10.51%
≥7% = Well Capitalized
Members
6,869
Return on Assets
0.21%
annualized · >0.5% healthy
Delinquency Rate (60d+)
1.37%
$1.4M
No HMDA mortgage lending data on record for this credit union.
No CFPB complaint data available for this credit union.
Arrowhead
3311 W Arrowhead Rd, Duluth, MN, 55811-4065
Monday - Friday 8:30am to 5:00pm Drive-Up Monday - Friday 7:30am to 6:00pm Saturday 8:00am to 12:00 noon
Virginia
800 S 16th Ave, Virginia, MN, 55792-3300
Monday - Friday 8:30am to 5:00pm Drive-Up Monday - Thursday 7:30am to 5:00pm Friday 7:30am to 6:00pm
Copy the snippet below to embed a link to this profile on your website.
<a href="https://bankscorer.com/credit-union/northern-communities" target="_blank" rel="noopener">View NORTHERN COMMUNITIES on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.
Loan-to-share ratio: 88.3%· healthy range 60–80%