NORTHEAST COMMUNITY
Elizabethton, TN · State Credit Union · Chartered in TN
Who can join
State government employees (special charter)
Members
12,429
Net Worth Ratio
16.88%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$188.7M
Peer Group 5
Members
12,429
as of latest quarter
Net Worth Ratio
16.88%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$188.7M
Total Shares
$158.1M
Total Loans
$100.0M
Net Income
$563K
Net Worth Ratio
16.88%
≥7% = Well Capitalized
Members
12,429
Return on Assets
0.30%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.81%
$810K
Loan-to-share ratio: 63.3%· healthy range 60–80%
Branch Locations
NCUAMain Office
980 Jason Witten Way, Elizabethton, TN, 37643
M-Th 8:30am-4:30pm/Fri 8:30am-5pm/Sat 9am-Noon Drive-thru Only
Johnson City Branch
313 W Oakland Ave, Johnson City, TN, 37604
M-Th 8:30am-4:30pm/Fri 8:30am-5pm
19E Branch
1321 Hwy 19 E, ELizabethton, TN, 37643
M-Th 8:30am-4:30pm/Fri 8:30am-5pm/Sat 9am-Noon
Roan Mountain Branch
8301 Highway 19 E, Roan Mountain, TN, 37687-3343
8:30 am - 4:30 PM M-Th 8:20 am - 5 pm Fri
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/northeast-community-tn" target="_blank" rel="noopener">View NORTHEAST COMMUNITY on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.