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NORTHAMPTON AREA SCHOOL DIST. EMPS

Northampton, PA · Federal Credit Union · Chartered in PA

Well Capitalized

Who can join

Community — open geographic area

Charter #24911Est. 1939RSSD: 470993

Members

800

Net Worth Ratio

19.88%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$12.1M

Peer Group 3

Members

800

as of latest quarter

Net Worth Ratio

19.88%

Well Capitalized

Institution Profile

NCUA

Address

2014 Laubach Ave, Northampton, PA 18067-1351

Chartered

1939

Branch Locations

2 locations

Membership Eligibility

Community — open geographic area

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$12.1M

Total Shares

$9.7M

Total Loans

$4.8M

Net Income

$43K

Net Worth Ratio

19.88%

≥7% = Well Capitalized

Members

800

Return on Assets

0.36%

annualized · >0.5% healthy

Loan-to-share ratio: 49.5%· healthy range 60–80%

Branch Locations

NCUA

Office

2014 Laubach Ave, Northampton, PA, 18067-1351

Monday to Friday, 9 AM to 2 PM

Main

Vital Records Center

2014 Laubach Ave, Northampton, PA, 18067-1351

Mortgage Lending (HMDA)

CFPB HMDA

No HMDA mortgage lending data on record for this credit union.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.