🏦Bank Scorer

NORTH STAR COMMUNITY

Maddock, ND · State Credit Union · Chartered in ND

LICUWell Capitalized

Who can join

State government employees (special charter)

Charter #62563Est. 1940RSSD: 473798

Members

22,222

Net Worth Ratio

13.85%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$470.6M

Peer Group 5

Members

22,222

as of latest quarter

Net Worth Ratio

13.85%

Well Capitalized

Institution Profile

NCUA

Address

Po Box 10, Maddock, ND 58348

Chartered

1940

Branch Locations

13 locations

Membership Eligibility

State government employees (special charter)

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$470.6M

Total Shares

$404.2M

Total Loans

$321.2M

Net Income

$1.4M

Net Worth Ratio

13.85%

≥7% = Well Capitalized

Members

22,222

Return on Assets

0.30%

annualized · >0.5% healthy

Delinquency Rate (60d+)

2.00%

$6.4M

Loan-to-share ratio: 79.5%· healthy range 60–80%

Branch Locations

NCUA

Maddock

109 Central Ave N, Maddock, ND, 58348

9-4:30 Monday through Friday 9-12:00 Saturday

MainATM

Rugby

241 Highway 2 SE, Rugby, ND, 58368

Lobby 9:00 to 4:30 Monday through Friday Drive up 8-5 M-F, 9-12 Saturday

ATMDrive-thru

Bottineau

612 Main St, Bottineau, ND, 58318

Lobby 9-4:30 Monday through Friday Drive Up 8-5 M-F 9-12:00 Saturday

ATMDrive-thru

Cavalier

202 Division Ave S, Cavalier, ND, 58220

Lobby 9-430 M-F Drive Up 8-5:00 Monday through Friday 9-12:00 Saturday

ATMDrive-thru

Grafton

1225 Hill Ave, Grafton, ND, 58237

8-5:00 Monday through Friday 9-12:00 Saturday

ATMDrive-thru

Butte

310 Main St E, Butte, ND, 58723-4714

Lobby 9-1

S Broadway Minot

1819 S Broadway, Minot, ND, 58701-6505

Lobby 9-430 Monday to Friday Drive Up 8-6 M-F, 9-12 Saturday

ATMDrive-thru

Minot AFB

210 Summit Dr, Minot, ND, 58705-5006

Lobby 9-4:30 Drive Up 8-5

ATMDrive-thru

Velva

111 Main St N, Velva, ND, 58790-7300

Lobby 9-4:30 Drive Up 8-5, 9-12 Saturday

ATMDrive-thru

Willow City

386 Main St, Willow City, ND, 58384-0036

Lobby 9-4:30

3 more locations not shown.

Mortgage Lending (HMDA)

CFPB HMDA

No HMDA mortgage lending data on record for this credit union.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.