NORTH GEORGIA
Toccoa, GA · State Credit Union · Chartered in GA
Who can join
State government employees (special charter)
Members
11,638
Net Worth Ratio
11.46%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$116.5M
Peer Group 5
Members
11,638
as of latest quarter
Net Worth Ratio
11.46%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$116.5M
Total Shares
$101.9M
Total Loans
$88.5M
Net Income
$120K
Net Worth Ratio
11.46%
≥7% = Well Capitalized
Members
11,638
Return on Assets
0.10%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.13%
$117K
Loan-to-share ratio: 86.9%· healthy range 60–80%
Branch Locations
NCUAToccoa - Corporate Office
695 Big A Rd, Toccoa, GA, 30577-6023
Monday-Friday 8:30am - 5:00pm Saturday 9:00am - 12:00pm
Lavonia Branch
11850 Augusta Rd, Lavonia, GA, 30553
Monday thru Friday 9:00am - 5:00pm
Hartwell Branch
249 E Franklin St, Hartwell, GA, 30643
Monday-Friday 9:00am - 5:00pm
Clayton Branch
579 Highway 441 S, Clayton, GA, 30525-5482
M-F 9am-5pm
Toccoa - Mize Rd Branch
1067 Mize Rd, Toccoa, GA, 30577
M-F 8:30AM-5:00PM
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/north-georgia" target="_blank" rel="noopener">View NORTH GEORGIA on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.