Toccoa, GA · State Credit Union · Chartered in GA
Who can join
State government employees (special charter)
Members
11,638
Net Worth Ratio
11.46%
min. 7% = Well Capitalized
Contact & Details
NCUACredit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$116.5M
Total Shares
$101.9M
Total Loans
$88.5M
Net Income
$120K
Net Worth Ratio
11.46%
≥7% = Well Capitalized
Members
11,638
Return on Assets
0.10%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.13%
$117K
No HMDA mortgage lending data on record for this credit union.
Last 12 Months
0
Since 2018
2
all complaints on record
Monetary Relief
0%
% of complaints with monetary relief
Untimely Response
0%
% exceeding 15-day window
Monthly Complaints (2021–present)
Data through Jul 2024.Last 12 months shown — upgrade for full history.
Toccoa - Corporate Office
695 Big A Rd, Toccoa, GA, 30577-6023
Monday-Friday 8:30am - 5:00pm Saturday 9:00am - 12:00pm
Lavonia Branch
11850 Augusta Rd, Lavonia, GA, 30553
Monday thru Friday 9:00am - 5:00pm
Hartwell Branch
249 E Franklin St, Hartwell, GA, 30643
Monday-Friday 9:00am - 5:00pm
Clayton Branch
579 Highway 441 S, Clayton, GA, 30525-5482
M-F 9am-5pm
Toccoa - Mize Rd Branch
1067 Mize Rd, Toccoa, GA, 30577
M-F 8:30AM-5:00PM
Copy the snippet below to embed a link to this profile on your website.
<a href="https://bankscorer.com/credit-union/north-georgia" target="_blank" rel="noopener">View NORTH GEORGIA on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.
Loan-to-share ratio: 86.9%· healthy range 60–80%
'22
'23
'24
2021–2025 locked
Full 2021–present history available — see pricing from $14/mo.