🏦Bank Scorer

NORTH COAST

Bellingham, WA · State Credit Union · Chartered in WA

LICUWell Capitalized

Who can join

State government employees (special charter)

Charter #66734Est. 1938RSSD: 1892

Members

20,358

Net Worth Ratio

13.41%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$429.7M

Peer Group 5

Members

20,358

as of latest quarter

Net Worth Ratio

13.41%

Well Capitalized

Institution Profile

NCUA

Address

1100 Dupont Street, Bellingham, WA 98225

Chartered

1938

Branch Locations

5 locations

Membership Eligibility

State government employees (special charter)

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$429.7M

Total Shares

$372.6M

Total Loans

$262.2M

Net Income

$531K

Net Worth Ratio

13.41%

≥7% = Well Capitalized

Members

20,358

Return on Assets

0.12%

annualized · >0.5% healthy

Delinquency Rate (60d+)

0.26%

$675K

Loan-to-share ratio: 70.4%· healthy range 60–80%

Branch Locations

NCUA

Bellingham Branch

1100 Dupont St, Bellingham, WA, 98225-3113

M-F 9:00 am to 5:30 pm

MainATMDrive-thru

Mount Vernon Branch

1410 Riverside Dr, Mount Vernon, WA, 98273-2442

M-F 9:00 am to 5:30 pm

ATMDrive-thru

Ferndale Branch

5657 Riverside Dr, Ferndale, WA, 98248

M-F 9:00 am to 5:30 pm

ATMDrive-thru

Sedro-Woolley Branch

108 N Township St Ste B, Sedro Woolley, WA, 98284-1232

M-F 9:00 am to 5:30 pm

ATM

Anacortes Branch

3110 Commercial Ave, Anacortes, WA, 98221

9:00am - 5:30pm

ATM

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.