Bellingham, WA · State Credit Union · Chartered in WA
Who can join
State government employees (special charter)
Members
20,358
Net Worth Ratio
13.41%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$429.7M
Total Shares
$372.6M
Total Loans
$262.2M
Net Income
$531K
Net Worth Ratio
13.41%
≥7% = Well Capitalized
Members
20,358
Return on Assets
0.12%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.26%
$675K
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 68 | 40 | 7 | 58.8% | 10.3% |
No CFPB complaint data available for this credit union.
Bellingham Branch
1100 Dupont St, Bellingham, WA, 98225-3113
M-F 9:00 am to 5:30 pm
Mount Vernon Branch
1410 Riverside Dr, Mount Vernon, WA, 98273-2442
M-F 9:00 am to 5:30 pm
Ferndale Branch
5657 Riverside Dr, Ferndale, WA, 98248
M-F 9:00 am to 5:30 pm
Sedro-Woolley Branch
108 N Township St Ste B, Sedro Woolley, WA, 98284-1232
M-F 9:00 am to 5:30 pm
Anacortes Branch
3110 Commercial Ave, Anacortes, WA, 98221
9:00am - 5:30pm
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<a href="https://bankscorer.com/credit-union/north-coast" target="_blank" rel="noopener">View NORTH COAST on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.
Loan-to-share ratio: 70.4%· healthy range 60–80%