Houghton Lake, MI · State Credit Union · Chartered in MI
Who can join
State government employees (special charter)
Members
20,236
Net Worth Ratio
11.31%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$269.4M
Total Shares
$239.8M
Total Loans
$191.5M
Net Income
$932K
Net Worth Ratio
11.31%
≥7% = Well Capitalized
Members
20,236
Return on Assets
0.35%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.63%
$1.2M
No HMDA mortgage lending data on record for this credit union.
No CFPB complaint data available for this credit union.
Administration Building
2665 Reserve Rd, Houghton Lake, MI, 48629
9 a.m. - 5 p.m. M-TH 9:00 am -5:30 pm Friday
Houghton Lake Branch
2671 Reserve Rd, Houghton Lake, MI, 48629
9 a.m. - 5 p.m. M-TH 9 a.m. - 5:30 p.m. Friday
Roscommon Branch
129 Lake St, Roscommon, MI, 48653-7658
9 a.m. - 5:00 p.m. M-TH 9 a.m. - 5:30 p.m. Friday
Standish Branch
212 Court St S, Standish, MI, 48658
9-5 M-TH 9-5:30 Friday
Grayling Branch
505 Clyde St, Grayling, MI, 49738
9-5 M-TH 9-5:30 Friday
Grandville Branch
3140 Ivanrest AVE SW, Grandville, MI, 49418
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<a href="https://bankscorer.com/credit-union/north-central-area" target="_blank" rel="noopener">View NORTH CENTRAL AREA on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.
Loan-to-share ratio: 79.9%· healthy range 60–80%
9 am - 5:00 M-TH 9 am - 5:30 pm Friday
Kalamazoo Branch
1313 Portage St, Kalamazoo, MI, 49001
Monday, Wednesday and Friday from 10am-5PM