Huntsville, AL · State Credit Union · Chartered in AL
Who can join
State government employees (special charter)
Members
10,854
Net Worth Ratio
7.94%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$142.7M
Total Shares
$132.1M
Total Loans
$54.8M
Net Worth Ratio
7.94%
≥7% = Well Capitalized
Members
10,854
Delinquency Rate (60d+)
0.28%
$154K
Loan-to-share ratio: 41.5%· healthy range 60–80%
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 21 | 20 | 1 | 95.2% | 4.8% |
| 2022 | 23 | 21 | 2 | 91.3% | 8.7% |
| 2021 | 26 | 26 | 0 | 100.0% | 0.0% |
No CFPB complaint data available for this credit union.
Main Office
2309 Whitesburg Dr SE, Huntsville, AL, 35801-3819
8:30 AM - 5:00 PM M-F
Sparkman Branch
2100 Sparkman Dr NW, Huntsville, AL, 35810-3818
8:30 AM - 5:00 PM M-F Drive Thru 8:00 AM to 6:00 PM Fridays
Athens Branch
107 US Highway 31 S, Athens, AL, 35611
8:30 AM - 5:00 PM M-F Drive Thru 8:00 AM - 6:00 PM Fridays
Madison Branch
7559 Highway 72 W Ste 114, Madison, AL, 35758-8816
8:30 AM - 5:00 PM M-F Closed for lunch each day 1:15 PM to 2;15 PMFriday Drive Thru 8:00 AM to 5:30 PM
EPL, Inc. / VISIFI
22 Inverness Center Pkwy Ste 400, Hoover, AL, 35242-4879
8:00 AM - 5:00 PM M-F
Rocket City FCU
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<a href="https://bankscorer.com/credit-union/north-alabama-educators" target="_blank" rel="noopener">View NORTH ALABAMA EDUCATORS on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.
2200 Clinton Ave W, Huntsville, AL, 35805-3000
8:00 AM to 5:00 PM M-F