🏦Bank Scorer

NORSTATE

Madawaska, ME · Federal Credit Union · Chartered in ME

LICUWell Capitalized

Who can join

Multiple / other

Charter #4261Est. 1941RSSD: 351672

Members

14,075

Net Worth Ratio

11.42%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$280.4M

Peer Group 5

Members

14,075

as of latest quarter

Net Worth Ratio

11.42%

Well Capitalized

Institution Profile

NCUA

Address

78 Fox St, Madawaska, ME 04756

Chartered

1941

Branch Locations

6 locations

Membership Eligibility

Multiple / other

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$280.4M

Total Shares

$246.4M

Total Loans

$190.2M

Net Worth Ratio

11.42%

≥7% = Well Capitalized

Members

14,075

Delinquency Rate (60d+)

0.52%

$985K

Loan-to-share ratio: 77.2%· healthy range 60–80%

Branch Locations

NCUA

Madawaska Office

78 Fox St, Madawaska, ME, 04756

Monday to Wednesday 9:00 am - 5:00 pm Thursday to Friday 9:00 am - 6:00 pm

MainATMDrive-thru

Van Buren Office

156 Main St, Van Buren, ME, 04785

Monday to Wednesday 9:00 am - 5:00 pm Thursday to Friday 9:00 am - 6:00 pm

ATMDrive-thru

Fort Kent Branch

164 Market St, Fort Kent, ME, 04743

Monday to Wednesday 9:00 am - 5:00 pm Thursday to Friday 9:00 am - 6:00 pm

ATMDrive-thru

Eagle Lake Branch

3333 Aroostook Rd, Eagle Lake, ME, 04739

Monday to Friday 9 am - 5 pm

ATMDrive-thru

Ashland Branch

23 Exchange St, Ashland, ME, 04732

Monday to Friday 9 am - 5 pm

ATMDrive-thru

Presque Isle

738 Main St, Presque Isle, ME, 04769

Monday to Wednesday 9:00 am - 5:00 pm Thursday to Friday 9:00 am - 6:00 pm

ATMDrive-thru

Mortgage Lending (HMDA)

CFPB HMDA

No HMDA mortgage lending data on record for this credit union.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.