Gardena, CA · State Credit Union · Chartered in CA
Who can join
State government employees (special charter)
Members
3,779
Net Worth Ratio
14.36%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$80.6M
Total Shares
$68.6M
Total Loans
$58.2M
Net Worth Ratio
14.36%
≥7% = Well Capitalized
Members
3,779
Delinquency Rate (60d+)
1.18%
$684K
Loan-to-share ratio: 84.8%· healthy range 60–80%
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 17 | 17 | 0 | 100.0% | 0.0% |
| 2022 | 59 | 59 | 0 | 100.0% | 0.0% |
| 2021 | 32 | 32 | 0 | 100.0% | 0.0% |
No CFPB complaint data available for this credit union.
Nikkei Credit Union - Gardena Branch
18425 S Western Ave, Gardena, CA, 90248
M, T, R, F = 9:00 a.m. - 5:00 p.m. W = 10:00 a.m. - 5:00 p.m. S = 9:00 a.m. - 1:00 p.m.
Mabuhay Credit Union - Carson Branch
146 W Carson St, Carson, CA, 90745-2601
Monday to Friday 9:00am to 5:00pm
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<a href="https://bankscorer.com/credit-union/nikkei" target="_blank" rel="noopener">View NIKKEI on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.