Mobile, AL · State Credit Union · Chartered in AL
Who can join
State government employees (special charter)
Members
23,513
Net Worth Ratio
10.89%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$296.2M
Total Shares
$261.7M
Total Loans
$209.6M
Net Worth Ratio
10.89%
≥7% = Well Capitalized
Members
23,513
Delinquency Rate (60d+)
0.13%
$277K
Loan-to-share ratio: 80.1%· healthy range 60–80%
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 195 | 124 | 49 | 63.6% | 25.1% |
| 2022 | 205 | 125 | 55 | 61.0% | 26.8% |
| 2021 | 127 | 70 | 36 | 55.1% | 28.4% |
Last 12 Months
6
Since 2018
8
all complaints on record
Monetary Relief
0%
% of complaints with monetary relief
Untimely Response
0%
% exceeding 15-day window
Monthly Complaints (2021–present)
Data through Mar 2026.Last 12 months shown — upgrade for full history.
Administration
622 Azalea Rd, Mobile, AL, 36609-1530
M-F 8:00 am - 5:00 pm
West Mobile Branch
6320 Airport Blvd, Mobile, AL, 36608
M-TH 9:00 am - 5:00 pm F 9:00 am - 6:00 pm
Saraland Branch
103 Saraland Blvd S, Saraland, AL, 36571-2833
M-TH 9:00 am - 5:00 pmF 9:00 am - 6:00 pm
Daphne Branch
7146 Stone Dr, Daphne, AL, 36526-4825
M-TH 9:00 am - 5:00 pmF 9:00 am - 6:00 pm
Semmes Branch
3385 Schillinger Rd N Ste 19, Semmes, AL, 36575-5494
M-TH 9:00 am - 5:00 pmF 9:00 am - 6:00 pm
Jackson Branch
1225 Forest Ave, Jackson, AL, 36545-2929
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<a href="https://bankscorer.com/credit-union/new-horizons" target="_blank" rel="noopener">View NEW HORIZONS on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.
'22
'23
'24
'25
'26
2021–2025 locked
Full 2021–present history available — see pricing from $14/mo.
M-TH 9:00 am to 5:00 pmF 9:00 am to 6:00 pm
Rangeline Branch
5000 Rangeline Crossing Dr, Mobile, AL, 36619-0016
M-F 9:00-5:00
Cottage Hill Branch
9154 Cottage Hill Rd, Mobile, AL, 36695-9893
M-T 9:00-5:00 F 9:00-6:00
Midtown Branch
100 N Florida St, Mobile, AL, 36607-3010
9 am to 5 pm