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NATCO

Richmond, IN · State Credit Union · Chartered in IN

LICUWell Capitalized

Who can join

State government employees (special charter)

Charter #65208Est. 1945RSSD: 321497

Members

17,160

Net Worth Ratio

16.66%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$155.4M

Peer Group 5

Members

17,160

as of latest quarter

Net Worth Ratio

16.66%

Well Capitalized

Institution Profile

NCUA

Address

P O Box 817, Richmond, IN 47375-0817

Chartered

1945

Branch Locations

3 locations

Membership Eligibility

State government employees (special charter)

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$155.4M

Total Shares

$130.7M

Total Loans

$117.4M

Net Worth Ratio

16.66%

≥7% = Well Capitalized

Members

17,160

Delinquency Rate (60d+)

0.69%

$814K

Loan-to-share ratio: 89.8%· healthy range 60–80%

Branch Locations

NCUA

Main

582 S ROUND BARN RD, RICHMOND, IN, 47374-4435

Monday, Tuesday & Thursday 9:00 a.m. - 5:00 p.m.Wednesday 10:00 a.m. - 5:00 p.m.Friday 9:00 a.m. - 6:00 p.m.

MainATMDrive-thru

Connersville Branch

240 E 30TH ST, CONNERSVILLE, IN, 47331-3102

Monday, Tuesday, & Thursday 9:00 a.m. - 5:00 p.m.Wednesday 10:00 a.m. - 5:00 p.m.Friday 9:00 a.m. - 6:00 p.m.

ATMDrive-thru

East Branch

4 GLEN MILLER PKWY, RICHMOND, IN, 47374-3562

Monday, Tuesday & Thursday 9:00 a.m. - 5:00 p.m.Wednesday 10:00 a.m. - 5:00 p.m.Friday 9:00 a.m. - 6:00 p.m.

ATMDrive-thru

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.