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NATCHEZ EDUCATORS

Natchez, MS · Federal Credit Union · Chartered in MS

LICU MDIWell Capitalized

Who can join

Community — open geographic area

Charter #24896Est. 1961RSSD: 644299

Members

377

Net Worth Ratio

49.75%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$1.3M

Peer Group 1

Members

377

as of latest quarter

Net Worth Ratio

49.75%

Well Capitalized

Institution Profile

NCUA

Address

P. O. Box 774, Natchez, MS 39121

Chartered

1961

Branch Locations

1 location

Membership Eligibility

Community — open geographic area

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$1.3M

Total Shares

$667K

Total Loans

$449K

Net Income

$-1,954

Net Worth Ratio

49.75%

≥7% = Well Capitalized

Members

377

Return on Assets

-0.15%

annualized · >0.5% healthy

Delinquency Rate (60d+)

0.75%

$3K

Loan-to-share ratio: 67.3%· healthy range 60–80%

Branch Locations

NCUA

NEFCU

10 Homochitto St, Natchez, MS, 39120

MWF 8:30 a.m. - 4:30 p.m.

Main

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.