🏦Bank Scorer

NAFT

Pharr, TX · Federal Credit Union · Chartered in TX

LICU MDIWell Capitalized

Who can join

Occupational / select employee group

Charter #10994Est. 1956RSSD: 811587

Members

12,072

Net Worth Ratio

17.04%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$152.1M

Peer Group 5

Members

12,072

as of latest quarter

Net Worth Ratio

17.04%

Well Capitalized

Institution Profile

NCUA

Address

Po Box 771, Pharr, TX 78577

Chartered

1956

Branch Locations

3 locations

Membership Eligibility

Occupational / select employee group

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$152.1M

Total Shares

$126.8M

Total Loans

$67.6M

Net Worth Ratio

17.04%

≥7% = Well Capitalized

Members

12,072

Delinquency Rate (60d+)

0.32%

$214K

Loan-to-share ratio: 53.3%· healthy range 60–80%

Branch Locations

NCUA

NAFT Federal Credit Union - Main Office

901 N Veterans Blvd, Pharr, TX, 78577

9:00a.m. - 5:30p.m. Lobby Monday thru Thursday 9:00am - 6:00pm Lobby Friday 10:00am - 1:00pm Lobby Saturdays 7:00am - 6:00pm

MainATMDrive-thru

NAFT Federal Credit Union SRO

4301 N Sugar Rd, Pharr, TX, 78577-8082

9:00am-5:30pm Lobby Monday thru Thursday 9:00am-6:00pm Lobby Fridays 9:00am-1:00pm Lobby Saturdays 7:00am-6:00pm Drive thru M

ATMDrive-thru

NAFT Federal Credit Union WW

134 E Van Buren Ave Ste 102, Harlingen, TX, 78550-6863

8:00-5:00pm Monday thru Friday

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

Embed This Profile

Copy the snippet below to embed a link to this profile on your website.

<a href="https://bankscorer.com/credit-union/naft" target="_blank" rel="noopener">View NAFT on Bank Scorer</a>

Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.