San Diego, CA · State Credit Union · Chartered in CA
Who can join
State government employees (special charter)
Members
28,091
Net Worth Ratio
8.48%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$701.1M
Total Shares
$585.2M
Total Loans
$571.6M
Net Worth Ratio
8.48%
≥7% = Well Capitalized
Members
28,091
Delinquency Rate (60d+)
0.18%
$1.0M
Loan-to-share ratio: 97.7%· healthy range 60–80%
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 270 | 172 | 96 | 63.7% | 35.6% |
| 2022 | 452 | 304 | 117 | 67.3% | 25.9% |
| 2021 | 439 | 361 | 72 | 82.2% | 16.4% |
No CFPB complaint data available for this credit union.
Kearny Mesa Main Office
9420 Farnham St, San Diego, CA, 92123
M-F 8:00am - 4:30pm (Main Office) M-F 9:00am - 6:00pm (Kearny Mesa Branch)
Carlsbad Branch
2610 El Camino Real Unit A, Carlsbad, CA, 92008-1214
M-Thu 9:00am - 5:00pm Fri 10:00am - 6:00pm Sat 9:00 am to 2:00 pm
El Cajon Branch
780 Jamacha Rd, El Cajon, CA, 92019
M-Thu 9:00am - 5:00pm Fri 10:00am - 6:00pmSat 9:00am to 4:00pm
National City Branch
3003 Highland Ave Ste 102, National City, CA, 91950
M-Thu 9:00am - 5:00pm Fri 10:00am - 6:00pm Sat 9:00am to 4:00pm
Rancho Bernardo
16763 Bernardo Center Dr, San Diego, CA, 92128-2586
M-Thu 9:00am - 5:00pm Fri 10:00am - 6:00pm
Sports Arena Branch
3777 Sports Arena Blvd, San Diego, CA, 92110-5131
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<a href="https://bankscorer.com/credit-union/mypoint" target="_blank" rel="noopener">View MYPOINT on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.
M-Thu 9:00am - 5:00pm Extended Walk-Up Hours until 6:00pm Fri 9:00am - 6:00pm Sat 9:00am to 4:00pm
North Park
3773 30th St, San Diego, CA, 92104
Monday - Friday 9am-6pmSaturday 9am-4pm