Gainesville, GA · State Credit Union · Chartered in GA
Who can join
State government employees (special charter)
Members
20,581
Net Worth Ratio
10.89%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$256.5M
Total Shares
$222.9M
Total Loans
$155.6M
Net Worth Ratio
10.89%
≥7% = Well Capitalized
Members
20,581
Delinquency Rate (60d+)
0.22%
$345K
Loan-to-share ratio: 69.8%· healthy range 60–80%
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 62 | 37 | 19 | 59.7% | 30.6% |
| 2021 | 69 | 51 | 11 | 73.9% | 15.9% |
No CFPB complaint data available for this credit union.
MyGeorgia Credit Union
2601 Limestone Pkwy, Gainesville, GA, 30501
M-Thurs 8-5pm Fri 8-6pm
Oakwood Branch
976 Dawsonville Hwy, Gainesville, GA, 30501
M-Thurs 8-5 Fri 8-6
Cleveland Branch
379 E Kytle St, cleveland, GA, 30528
Monday - Thursday 8-5 Friday 8-6
Flowery Branch
5900 Spout Springs Rd Ste W2, Flowery Branch, GA, 30542-6464
Mon - Thur 8-5Fri 8 - 5
Clarkesville Branch
120 Church Sawmill Rd, Clarkesville, GA, 30523
M-Th 8:00 AM - 5:00 PMFri 8:00 AM - 6:00 PM
Clayton Branch
122 Plaza Way, Clayton, GA, 30525
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<a href="https://bankscorer.com/credit-union/mygeorgia" target="_blank" rel="noopener">View MYGEORGIA on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.
M-Th 8:00 AM - 5:00 PMFri 8:00 AM - 6:00 PM
Homer Branch
448 Evans St, Homer, GA, 30547
M-Th 8:00 AM - 5:00 PMFri 8:00 AM - 6:00 PM
Athens Branch
205 Collins Industrial Blvd, Athens, GA, 30601
Mon, Tue, Thur - 8:30 -5:00 Wed - 10:00 - 4:30 Fri - 7:30 - 6:00
Jefferson Branch
1681 Old Pendergrass Rd, Jefferson, GA, 30549-2718
M-F 8:00 AM - 5:00 PM