MYGEORGIA
Gainesville, GA · State Credit Union · Chartered in GA
Who can join
State government employees (special charter)
Members
20,581
Net Worth Ratio
10.89%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$256.5M
Peer Group 5
Members
20,581
as of latest quarter
Net Worth Ratio
10.89%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$256.5M
Total Shares
$222.9M
Total Loans
$155.6M
Net Worth Ratio
10.89%
≥7% = Well Capitalized
Members
20,581
Delinquency Rate (60d+)
0.22%
$345K
Loan-to-share ratio: 69.8%· healthy range 60–80%
Branch Locations
NCUAMyGeorgia Credit Union
2601 Limestone Pkwy, Gainesville, GA, 30501
M-Thurs 8-5pm Fri 8-6pm
Oakwood Branch
976 Dawsonville Hwy, Gainesville, GA, 30501
M-Thurs 8-5 Fri 8-6
Cleveland Branch
379 E Kytle St, cleveland, GA, 30528
Monday - Thursday 8-5 Friday 8-6
Flowery Branch
5900 Spout Springs Rd Ste W2, Flowery Branch, GA, 30542-6464
Mon - Thur 8-5Fri 8 - 5
Clarkesville Branch
120 Church Sawmill Rd, Clarkesville, GA, 30523
M-Th 8:00 AM - 5:00 PMFri 8:00 AM - 6:00 PM
Clayton Branch
122 Plaza Way, Clayton, GA, 30525
M-Th 8:00 AM - 5:00 PMFri 8:00 AM - 6:00 PM
Homer Branch
448 Evans St, Homer, GA, 30547
M-Th 8:00 AM - 5:00 PMFri 8:00 AM - 6:00 PM
Athens Branch
205 Collins Industrial Blvd, Athens, GA, 30601
Mon, Tue, Thur - 8:30 -5:00 Wed - 10:00 - 4:30 Fri - 7:30 - 6:00
Jefferson Branch
1681 Old Pendergrass Rd, Jefferson, GA, 30549-2718
M-F 8:00 AM - 5:00 PM
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/mygeorgia" target="_blank" rel="noopener">View MYGEORGIA on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.