MY COMMUNITY
Midland, TX · State Credit Union · Chartered in TX
Who can join
State government employees (special charter)
Members
43,979
Net Worth Ratio
10.14%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$559.3M
Peer Group 6
Members
43,979
as of latest quarter
Net Worth Ratio
10.14%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$559.3M
Total Shares
$496.0M
Total Loans
$446.6M
Net Worth Ratio
10.14%
≥7% = Well Capitalized
Members
43,979
Delinquency Rate (60d+)
0.92%
$4.1M
Loan-to-share ratio: 90.0%· healthy range 60–80%
Branch Locations
NCUAMain Office
600 W Louisiana Ave, Midland, TX, 79701-1610
Lobby Hours: Mon & Tue 9:00 am ? 5:00 pm Wed 10:00 am ? 5:00 pm Thur 9:00 am ? 5:00 pm Fri 9:00 am ? 6:00 pm Drive-Thru Hours: Mon - Thurs 7:30 am ? 5:30 pm Fri 7:30 am ? 6:00 pm Sat 9:00 am to 1:00 pm
Midkiff
912 N Midkiff Rd, Midland, TX, 79701-2111
Lobby Hours: Mon & Tue 9:00 am ? 5:00 pm Wed 10:00 am ? 5:00 pm Thur 9:00 am ? 5:00 pm Fri 9:00 am ? 6:00 pm Drive-Thru Hours: Mon - Thurs 7:30 am ? 5:30 pm Fri 7:30 am ? 6:00 pm
Big Spring St
4001 N Big Spring St, Midland, TX, 79705
Lobby Hours: Mon & Tue 9:00 am ? 5:00 pm Wed 10:00 am ? 5:00 pm Thur 9:00 am ? 5:00 pm Fri 9:00 am ? 6:00 pm Drive-Thru Hours: Mon - Thurs 7:30 am ? 5:30 pm Fri 7:30 am ? 6:00 pm Sat 9:00 am to 1:00 pm
HEB Grocery Store Branch
5407 Andrews Hwy, Midland, TX, 79706-3615
Lobby Hours: Mon - Fri 10:00 am ? 7:00 pm Sat 9:00 am ? 2:00 pm Drive-Thru Hours: There is no drive-thru at this location.
Odessa 42nd Street
4037 E 42nd St, Odessa, TX, 79762-5935
Lobby Hours: Mon & Tue 9:00 am ? 5:00 pm Wed 10:00 am ? 5:00 pm Thur 9:00 am ? 5:00 pm Fri 9:00 am ? 6:00 pm Drive-Thru Hours: Mon - Thurs 7:30 am ? 5:30 pm Fri 7:30 am ? 6:00 pm Sat 9:00 am to 1:00 pm
Allen Branch
721 Central Expy S, Allen, TX, 75013-8012
Lobby Hours: Mon - Fri: 9:00 am - 5:00 pm Drive-Thru Hours: Mon - Fri: 8:30 am - 5:30 pm
Lovejoy High School Branch
2350 Estates Pkwy, Lucas, TX, 75002
Lobby Hours: Mon - Fri 9:30 am ? 4:30 pm Drive-Thru Hours: There is no drive-thru at this location. Location is not open to the public. Only available to the students and staff at the school.
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/my-community" target="_blank" rel="noopener">View MY COMMUNITY on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.