Birmingham, AL · State Credit Union · Chartered in AL
Who can join
State government employees (special charter)
Members
19,012
Net Worth Ratio
8.92%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$244.5M
Total Shares
$215.9M
Total Loans
$146.8M
Net Worth Ratio
8.92%
≥7% = Well Capitalized
Members
19,012
Delinquency Rate (60d+)
0.11%
$157K
Loan-to-share ratio: 68.0%· healthy range 60–80%
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 105 | 54 | 38 | 51.4% | 36.2% |
| 2022 | 178 | 96 | 44 | 53.9% | 24.7% |
| 2021 | 170 | 119 | 32 | 70.0% | 18.8% |
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/mutual-savings" target="_blank" rel="noopener">View MUTUAL SAVINGS on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.
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16072 Highway 216, Brookwood, AL, 35444
8:30-5:00