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MUSKEGON ST JOSEPH

Muskegon, MI · Federal Credit Union · Chartered in MI

Well Capitalized

Who can join

Single employer group

Charter #8141Est. 1952RSSD: 513180

Members

1,295

Net Worth Ratio

10.31%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$13.0M

Peer Group 3

Members

1,295

as of latest quarter

Net Worth Ratio

10.31%

Well Capitalized

Institution Profile

NCUA

Address

1903 Barclay St, Muskegon, MI 49441

Chartered

1952

Branch Locations

1 location

Membership Eligibility

Single employer group

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$13.0M

Total Shares

$11.6M

Total Loans

$8.5M

Net Income

$11K

Net Worth Ratio

10.31%

≥7% = Well Capitalized

Members

1,295

Return on Assets

0.08%

annualized · >0.5% healthy

Delinquency Rate (60d+)

0.68%

$58K

Loan-to-share ratio: 73.0%· healthy range 60–80%

Branch Locations

NCUA

Main Office

1903 Barclay St, Muskegon, MI, 49441

Friday 4-6pm Saturday 9am-1:30 pm

Main

Mortgage Lending (HMDA)

CFPB HMDA

No HMDA mortgage lending data on record for this credit union.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.