Midland, TX · State Credit Union · Chartered in TX
Who can join
State government employees (special charter)
Members
7,306
Net Worth Ratio
12.50%
min. 7% = Well Capitalized
Contact & Details
NCUACredit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$136.2M
Total Shares
$120.5M
Total Loans
$86.2M
Net Worth Ratio
12.50%
≥7% = Well Capitalized
Members
7,306
Delinquency Rate (60d+)
0.21%
$181K
Loan-to-share ratio: 71.5%· healthy range 60–80%
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2022 | 7 | 6 | 1 | 85.7% | 14.3% |
| 2021 | 41 | 35 | 6 | 85.4% | 14.6% |
No CFPB complaint data available for this credit union.
MTCU
1505 N Midland Dr, Midland, TX, 79703
Drive up 7:30 am to 5:30 pm Monday thru FridayDrive up 9:00 am to 12:00 noon SaturdayLobby: 9:00 am to 5:30 pm Monday and FridayLobby: 9:00 am to 5:00 pm Tuesday and ThursdayLobby: 10:00 am to 5:00 pm Wednesday
MTCU Midkiff Branch
4717 N Midkiff Rd, Midland, TX, 79705-2565
Drive Up: Monday and Friday 7:30 am to 5:30pmDrive Up: Tuesday thru Thursday 7:30 am to 5:00pmLobby: 9:00 am to 5:30 pm Monday and FridayLobby: 9:00 am to 5:00 pm Tuesday and ThursdayLobby: 10:00 am to 5:00 pm Wednesday
MTCU Big Spring Street Branch
3100 N Big Spring St, Midland, TX, 79705-5313
Drive Up: Monday and Friday 8:30 am to 5:30pmDrive Up: Tuesday thru Thursday 8:30 am to 5:00pmLobby: 9:00 am to 5:30 pm Monday and FridayLobby: 9:00 am to 5:00 pm Tuesday and ThursdayLobby: 10:00 am to 5:00 pm Wednesday
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<a href="https://bankscorer.com/credit-union/mtcu" target="_blank" rel="noopener">View MTCU on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.