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MORRIS SHEPPARD TEXARKANA

Texarkana, TX · Federal Credit Union · Chartered in TX

LICUWell Capitalized

Who can join

Community — open geographic area

Charter #1Est. 1934RSSD: 50377

Members

1,251

Net Worth Ratio

11.21%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$13.4M

Peer Group 3

Members

1,251

as of latest quarter

Net Worth Ratio

11.21%

Well Capitalized

Institution Profile

NCUA

Address

419 W 4th St, Texarkana, TX 75501

Chartered

1934

Branch Locations

2 locations

Membership Eligibility

Community — open geographic area

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$13.4M

Total Shares

$11.9M

Total Loans

$9.1M

Net Income

$34K

Net Worth Ratio

11.21%

≥7% = Well Capitalized

Members

1,251

Return on Assets

0.25%

annualized · >0.5% healthy

Delinquency Rate (60d+)

0.46%

$42K

Loan-to-share ratio: 76.9%· healthy range 60–80%

Branch Locations

NCUA

MORRIS SHEPPARD TEXARKANA FCU

419 W 4TH ST, TEXARKANA, TX, 75501

MONDAY - FRIDAY, 8:00 AM - 5:00 PM

Main

RED RIVER FCU

4405 SUMMERHILL RD, TEXARKANA, TX, 75503

Mortgage Lending (HMDA)

CFPB HMDA

No HMDA mortgage lending data on record for this credit union.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.