MONTEREY
Monterey, CA · Corporate Credit Union · Chartered in CA
Who can join
State government employees (special charter)
Members
21,026
Net Worth Ratio
8.70%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$357.0M
Peer Group 5
Members
21,026
as of latest quarter
Net Worth Ratio
8.70%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$357.0M
Total Shares
$316.2M
Total Loans
$257.0M
Net Worth Ratio
8.70%
≥7% = Well Capitalized
Members
21,026
Delinquency Rate (60d+)
0.71%
$1.8M
Loan-to-share ratio: 81.3%· healthy range 60–80%
Branch Locations
NCUAFRANKLIN OFFICE
501 E FRANKLIN ST, MONTEREY, CA, 93940
10:00AM TO 5:00PM M-F
MONTEREY CREDIT UNION
24560 Silver Cloud Ct Ste 204, MONTEREY, CA, 93940-6560
8:30AM TO 5:00PM MON-FRI
Hollister Branch
1760 Airline Hwy Ste H2, Hollister, CA, 95023
10:00am-5:00pm, M-F
Harden Branch
1566 N Main St, Salinas, CA, 93906
10:00am-5:00pm, M-F
Carmel Branch
26135 Carmel Rancho Blvd Ste B, Carmel, CA, 93923
Mon - Fri 10am to 5pm
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/monterey" target="_blank" rel="noopener">View MONTEREY on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.