Monterey, CA · Corporate Credit Union · Chartered in CA
Who can join
State government employees (special charter)
Members
21,026
Net Worth Ratio
8.70%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$357.0M
Total Shares
$316.2M
Total Loans
$257.0M
Net Worth Ratio
8.70%
≥7% = Well Capitalized
Members
21,026
Delinquency Rate (60d+)
0.71%
$1.8M
Loan-to-share ratio: 81.3%· healthy range 60–80%
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 3 | 2 | 0 | 66.7% | 0.0% |
| 2022 | 23 | 14 | 4 | 60.9% | 17.4% |
| 2021 | 103 | 61 | 7 | 59.2% | 6.8% |
No CFPB complaint data available for this credit union.
FRANKLIN OFFICE
501 E FRANKLIN ST, MONTEREY, CA, 93940
10:00AM TO 5:00PM M-F
MONTEREY CREDIT UNION
24560 Silver Cloud Ct Ste 204, MONTEREY, CA, 93940-6560
8:30AM TO 5:00PM MON-FRI
Hollister Branch
1760 Airline Hwy Ste H2, Hollister, CA, 95023
10:00am-5:00pm, M-F
Harden Branch
1566 N Main St, Salinas, CA, 93906
10:00am-5:00pm, M-F
Carmel Branch
26135 Carmel Rancho Blvd Ste B, Carmel, CA, 93923
Mon - Fri 10am to 5pm
Copy the snippet below to embed a link to this profile on your website.
<a href="https://bankscorer.com/credit-union/monterey" target="_blank" rel="noopener">View MONTEREY on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.