🏦Bank Scorer

MONTELL

Sulphur, LA · Federal Credit Union · Chartered in LA

LICUWell Capitalized

Who can join

Industry / trade group

Charter #20228Est. 1970RSSD: 413888

Members

681

Net Worth Ratio

21.80%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$4.8M

Peer Group 2

Members

681

as of latest quarter

Net Worth Ratio

21.80%

Well Capitalized

Institution Profile

NCUA

Address

P O Box 3412, Sulphur, LA 70664-3412

Chartered

1970

Branch Locations

1 location

Membership Eligibility

Industry / trade group

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$4.8M

Total Shares

$3.7M

Total Loans

$4.2M

Net Income

$9K

Net Worth Ratio

21.80%

≥7% = Well Capitalized

Members

681

Return on Assets

0.19%

annualized · >0.5% healthy

Delinquency Rate (60d+)

2.18%

$92K

Loan-to-share ratio: 114.3%· healthy range 60–80%

Branch Locations

NCUA

Main Office

4101 Highway 108, Westlake, LA, 70669

Monday 8:00-4:00 p.m. Tuesday and Thursday 12:00-4:00 p.m.

Main

Mortgage Lending (HMDA)

CFPB HMDA

No HMDA mortgage lending data on record for this credit union.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.