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MONTCALM PUBLIC EMPLOYEES

Edmore, MI · State Credit Union · Chartered in MI

Well Capitalized

Who can join

State government employees (special charter)

Charter #61999Est. 1966RSSD: 738899

Members

1,769

Net Worth Ratio

16.44%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$27.1M

Peer Group 3

Members

1,769

as of latest quarter

Net Worth Ratio

16.44%

Well Capitalized

Institution Profile

NCUA

Address

Po Box 469, Edmore, MI 48829

Chartered

1966

Branch Locations

1 location

Membership Eligibility

State government employees (special charter)

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$27.1M

Total Shares

$22.6M

Total Loans

$7.2M

Net Worth Ratio

16.44%

≥7% = Well Capitalized

Members

1,769

Delinquency Rate (60d+)

0.60%

$43K

Loan-to-share ratio: 31.8%· healthy range 60–80%

Branch Locations

NCUA

Montcalm Public Employees Credit Union

1157 E Main St, Edmore, MI, 48829-7302

Monday-Friday 8:30 a.m.-4:30p.m.

MainDrive-thru

Mortgage Lending (HMDA)

CFPB HMDA

No HMDA mortgage lending data on record for this credit union.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.