MONROE COUNTY TEACHERS
Key West, FL · Federal Credit Union · Chartered in FL
Who can join
Occupational / select employee group
Members
2,045
Net Worth Ratio
9.45%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$25.1M
Peer Group 3
Members
2,045
as of latest quarter
Net Worth Ratio
9.45%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$25.1M
Total Shares
$22.6M
Total Loans
$16.7M
Net Income
$-132,129
Net Worth Ratio
9.45%
≥7% = Well Capitalized
Members
2,045
Return on Assets
-0.53%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.65%
$109K
Loan-to-share ratio: 73.6%· healthy range 60–80%
Branch Locations
NCUAMonroe County Teachers FCU
1442 Kennedy Dr, Key West, FL, 33040
9 AM to 5:00 PM Monday - Friday
Bradford Scott Sharetec
1001 Chestnut Hills Pkwy Ste 1, Fort Wayne, IN, 46814
Monday through friday 9-5
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/monroe-county-teachers" target="_blank" rel="noopener">View MONROE COUNTY TEACHERS on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.