MODESTO'S FIRST
Modesto, CA · Federal Credit Union · Chartered in CA
Who can join
Employer / occupational group
Members
3,477
Net Worth Ratio
8.93%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$72.2M
Peer Group 4
Members
3,477
as of latest quarter
Net Worth Ratio
8.93%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$72.2M
Total Shares
$65.5M
Total Loans
$52.4M
Net Worth Ratio
8.93%
≥7% = Well Capitalized
Members
3,477
Delinquency Rate (60d+)
0.21%
$107K
Loan-to-share ratio: 79.9%· healthy range 60–80%
Branch Locations
NCUAMain Office
430 12th St, Modesto, CA, 95354-2423
Monday thru Friday 9:00am to 5:00pm
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/modestos-first" target="_blank" rel="noopener">View MODESTO'S FIRST on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.