Modesto, CA · Federal Credit Union · Chartered in CA
Who can join
Occupational / select employee group
Members
29,926
Net Worth Ratio
10.58%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$430.5M
Total Shares
$396.5M
Total Loans
$210.0M
Net Worth Ratio
10.58%
≥7% = Well Capitalized
Members
29,926
Delinquency Rate (60d+)
0.49%
$1.0M
Loan-to-share ratio: 53.0%· healthy range 60–80%
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 12 | 6 | 3 | 50.0% | 25.0% |
| 2022 | 17 | 5 | 6 | 29.4% | 35.3% |
| 2021 | 26 | 17 | 8 | 65.4% | 30.8% |
No CFPB complaint data available for this credit union.
Coffee Road
3600 Coffee Rd, Modesto, CA, 95355-1163
Monday - Thursday 9 am - 5 pm Friday 9 am - 6 pm
J Street
1400 J St, Modesto, CA, 95354-1013
Monday - Thursday 9 am - 5 pm Friday 9 am - 6 pm
Turlock
1401 Geer Rd, Turlock, CA, 95380-3206
Monday - Friday 9 am - 5 pm
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<a href="https://bankscorer.com/credit-union/mocse" target="_blank" rel="noopener">View MOCSE on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.