San Jose, CA · Federal Credit Union · Chartered in CA
Who can join
Community — open geographic area
Members
50,198
Net Worth Ratio
9.75%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$1.04B
Total Shares
$914.6M
Total Loans
$638.1M
Net Income
$1.4M
Net Worth Ratio
9.75%
≥7% = Well Capitalized
Members
50,198
Return on Assets
0.13%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.76%
$4.8M
No HMDA mortgage lending data on record for this credit union.
No CFPB complaint data available for this credit union.
Corporate Office
2099 Gateway Pl Ste 140, San Jose, CA, 95110
9:00am to 5:00pm
Campbell Branch
1638 W Campbell Ave, Campbell, CA, 95008
Monday to Thursday, 10am-5:30pm Friday, 10am-6pm Saturday, 10am-2pm
Almaden Branch
5353 Almaden Expy, San Jose, CA, 95118
Monday to Thursday, 10am-5:30pm Friday, 10am-6pm Saturday, 10am-2pm
Gilroy Branch
6915 Camino Arroyo, Gilroy, CA, 95020
Monday to Thursday, 10am-5:30pm Friday, 10am-6pm Saturday, 10am-2pm
West Hedding
70 W Hedding St, San Jose, CA, 95110-1705
M-F 9-5
Tasman
110 W Tasman Dr, San Jose, CA, 95134
M through F 10am to 5pm
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<a href="https://bankscorer.com/credit-union/mirastar" target="_blank" rel="noopener">View MIRASTAR on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.
Loan-to-share ratio: 69.8%· healthy range 60–80%
East San Jose Branch
255 N White Rd, San Jose, CA, 95127
Monday to Thursday, 10am-5:30pm Friday, 10am-6pm Saturday, 10am-2pm