MIRASTAR
San Jose, CA · Federal Credit Union · Chartered in CA
Who can join
Community — open geographic area
Members
50,198
Net Worth Ratio
9.75%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$1.04B
Peer Group 6
Members
50,198
as of latest quarter
Net Worth Ratio
9.75%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$1.04B
Total Shares
$914.6M
Total Loans
$638.1M
Net Income
$1.4M
Net Worth Ratio
9.75%
≥7% = Well Capitalized
Members
50,198
Return on Assets
0.13%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.76%
$4.8M
Loan-to-share ratio: 69.8%· healthy range 60–80%
Branch Locations
NCUACorporate Office
2099 Gateway Pl Ste 140, San Jose, CA, 95110
9:00am to 5:00pm
Campbell Branch
1638 W Campbell Ave, Campbell, CA, 95008
Monday to Thursday, 10am-5:30pm Friday, 10am-6pm Saturday, 10am-2pm
Almaden Branch
5353 Almaden Expy, San Jose, CA, 95118
Monday to Thursday, 10am-5:30pm Friday, 10am-6pm Saturday, 10am-2pm
Gilroy Branch
6915 Camino Arroyo, Gilroy, CA, 95020
Monday to Thursday, 10am-5:30pm Friday, 10am-6pm Saturday, 10am-2pm
West Hedding
70 W Hedding St, San Jose, CA, 95110-1705
M-F 9-5
Tasman
110 W Tasman Dr, San Jose, CA, 95134
M through F 10am to 5pm
East San Jose Branch
255 N White Rd, San Jose, CA, 95127
Monday to Thursday, 10am-5:30pm Friday, 10am-6pm Saturday, 10am-2pm
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/mirastar" target="_blank" rel="noopener">View MIRASTAR on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.