Duluth, MN · State Credit Union · Chartered in MN
Who can join
State government employees (special charter)
Members
4,170
Net Worth Ratio
13.62%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$170.3M
Total Shares
$138.8M
Total Loans
$116.5M
Net Income
$538K
Net Worth Ratio
13.62%
≥7% = Well Capitalized
Members
4,170
Return on Assets
0.32%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.77%
$898K
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 30 | 30 | 0 | 100.0% | 0.0% |
No CFPB complaint data available for this credit union.
MPECU
30 W Superior St Ste 126, Duluth, MN, 55802-2191
Monday through Friday 8:00 a.m to 5:00 p.m.
Arrowhead Branch
3308 W Arrowhead Rd, Duluth, MN, 55811
Monday - Friday 9:00am to 5:30pm
Miller Plaza
1405 Miller Trunk Hwy, Duluth, MN, 55811-5613
9am = 5pm M-F
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<a href="https://bankscorer.com/credit-union/minnesota-power-employees" target="_blank" rel="noopener">View MINNESOTA POWER EMPLOYEES on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.
Loan-to-share ratio: 83.9%· healthy range 60–80%