Cambridge, MN · State Credit Union · Chartered in MN
Who can join
State government employees (special charter)
Members
37,039
Net Worth Ratio
9.51%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$612.4M
Total Shares
$535.0M
Total Loans
$350.7M
Net Worth Ratio
9.51%
≥7% = Well Capitalized
Members
37,039
Delinquency Rate (60d+)
0.41%
$1.4M
Loan-to-share ratio: 65.6%· healthy range 60–80%
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 483 | 268 | 133 | 55.5% | 27.5% |
| 2022 | 390 | 234 | 71 | 60.0% | 18.2% |
| 2021 | 315 | 220 | 22 | 69.8% | 7.0% |
No CFPB complaint data available for this credit union.
Minnco Center
2215 3rd Ave NE, Cambridge, MN, 55008
Lobby Hours Mon. - Fri. - 9:00 am - 6:00 pm Saturday - 9:00 am - 2:00 pm Drive-Up Mon. - Fri. - 9:00 am - 6:00 pm Saturday - 9:00 am - 2:00 pm
Andover Office
2121 Station Pkwy NW, Andover, MN, 55304
Lobby Hours Mon. - Fri. - 8:30 am - 5:00 pm Saturday - 8:30 am - 12:30 pm APPOINTMENT ONLY Drive-Up Mon. - Fri. - 8:00 am - 5:30 pm Saturday - 8:30 am - 12:30 pm
Isanti Office
311 Credit Union Dr, Isanti, MN, 55040
Lobby Hours Mon. - Thurs. - 8:30 am - 4:30 pm Friday - 8:30 am - 5:00 pm Saturday - 8:30 am - 12:30 pm APPOINTMENT ONLY Drive-Up Mon. - Fri. - 7:30 am - 5:30 pm Saturday - 8:30 am - 12:30 pm
North Branch Office
38877 10th Ave, North Branch, MN, 55056
Lobby Hours Mon. - Thurs. - 8:30 am - 4:30 pm Friday - 8:30 am - 5:00 pm Saturday - 8:30 am - 12:30 pm APPOINTMENT ONLY Drive-Up Mon. - Fri. - 7:30 am - 5:30 pm Saturday - 8:30 am - 12:30 pm
Big Lake Office
613 Rose Dr, Big Lake, MN, 55309
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<a href="https://bankscorer.com/credit-union/minnco" target="_blank" rel="noopener">View MINNCO on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.
Lobby Hours Mon. - Fri. - 8:30 am - 5:00 pm Saturday - 8:30 am - 12:30 pm APPOINTMENT ONLY Drive-Up Mon. - Fri. - 8:30 am - 5:30 pm Saturday - 8:30 am - 12:30 pm
Princeton Office
503 19th Ave N, Princeton, MN, 55371
Lobby Hours Mon. - Fri. - 8:30 am - 5:00 pm Saturday - 8:30 am - 12:30 pm APPOINTMENT ONLY Drive-Up Mon. - Fri. - 8:30 am - 5:30 pm Saturday - 8:30 am - 12:30 pm
Cambridge Office
235 1st Ave W, Cambridge, MN, 55008
Lobby Hours Mon. - Thurs. - 8:30 am - 4:30 pm Friday - 8:30 am - 5:00 pm Drive-Up Mon. - Fri. - 7:30 am - 5:30 pm Saturday - 8:30 am - 12:30 pm
Vadnais Heights
3625 Talmage Cir, Vadnais Heights, MN, 55110-4158
Lobby Hours Mon - Fri 8:30 am - 5:00 pm Saturday 8:30 am - 12:30 pm APPOINTMENT ONLY Drive-Up Mon-Fri 8:30 am - 5:00 pm Saturday 8:30 am - 12:30 pm