🏦Bank Scorer

MINNCO

Cambridge, MN · State Credit Union · Chartered in MN

Well Capitalized

Who can join

Type 99

Charter #63639Est. 1935RSSD: 877097

Members

37,039

Net Worth Ratio

9.51%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$612.4M

Peer Group 6

Members

37,039

as of latest quarter

Net Worth Ratio

9.51%

Well Capitalized

Institution Profile

NCUA

Address

2215 3rd Ave Ne, Cambridge, MN 55008

Chartered

1935

Branch Locations

8 locations

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$612.4M

Total Shares

$535.0M

Total Loans

$350.7M

Net Worth Ratio

9.51%

≥7% = Well Capitalized

Members

37,039

Delinquency Rate (60d+)

0.41%

$1.4M

Loan-to-share ratio: 65.6%· healthy range 60–80%

Branch Locations

NCUA

Minnco Center

2215 3rd Ave NE, Cambridge, MN, 55008

Lobby Hours Mon. - Fri. - 9:00 am - 6:00 pm Saturday - 9:00 am - 2:00 pm Drive-Up Mon. - Fri. - 9:00 am - 6:00 pm Saturday - 9:00 am - 2:00 pm

MainATMDrive-thru

Andover Office

2121 Station Pkwy NW, Andover, MN, 55304

Lobby Hours Mon. - Fri. - 8:30 am - 5:00 pm Saturday - 8:30 am - 12:30 pm APPOINTMENT ONLY Drive-Up Mon. - Fri. - 8:00 am - 5:30 pm Saturday - 8:30 am - 12:30 pm

ATMDrive-thru

Isanti Office

311 Credit Union Dr, Isanti, MN, 55040

Lobby Hours Mon. - Thurs. - 8:30 am - 4:30 pm Friday - 8:30 am - 5:00 pm Saturday - 8:30 am - 12:30 pm APPOINTMENT ONLY Drive-Up Mon. - Fri. - 7:30 am - 5:30 pm Saturday - 8:30 am - 12:30 pm

ATMDrive-thru

North Branch Office

38877 10th Ave, North Branch, MN, 55056

Lobby Hours Mon. - Thurs. - 8:30 am - 4:30 pm Friday - 8:30 am - 5:00 pm Saturday - 8:30 am - 12:30 pm APPOINTMENT ONLY Drive-Up Mon. - Fri. - 7:30 am - 5:30 pm Saturday - 8:30 am - 12:30 pm

ATMDrive-thru

Big Lake Office

613 Rose Dr, Big Lake, MN, 55309

Lobby Hours Mon. - Fri. - 8:30 am - 5:00 pm Saturday - 8:30 am - 12:30 pm APPOINTMENT ONLY Drive-Up Mon. - Fri. - 8:30 am - 5:30 pm Saturday - 8:30 am - 12:30 pm

ATMDrive-thru

Princeton Office

503 19th Ave N, Princeton, MN, 55371

Lobby Hours Mon. - Fri. - 8:30 am - 5:00 pm Saturday - 8:30 am - 12:30 pm APPOINTMENT ONLY Drive-Up Mon. - Fri. - 8:30 am - 5:30 pm Saturday - 8:30 am - 12:30 pm

ATMDrive-thru

Cambridge Office

235 1st Ave W, Cambridge, MN, 55008

Lobby Hours Mon. - Thurs. - 8:30 am - 4:30 pm Friday - 8:30 am - 5:00 pm Drive-Up Mon. - Fri. - 7:30 am - 5:30 pm Saturday - 8:30 am - 12:30 pm

ATMDrive-thru

Vadnais Heights

3625 Talmage Cir, Vadnais Heights, MN, 55110-4158

Lobby Hours Mon - Fri 8:30 am - 5:00 pm Saturday 8:30 am - 12:30 pm APPOINTMENT ONLY Drive-Up Mon-Fri 8:30 am - 5:00 pm Saturday 8:30 am - 12:30 pm

ATMDrive-thru

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.