MINERVA AREA
Minerva, OH · Federal Credit Union · Chartered in OH
Who can join
Employer / occupational group
Members
2,365
Net Worth Ratio
14.92%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$17.6M
Peer Group 3
Members
2,365
as of latest quarter
Net Worth Ratio
14.92%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$17.6M
Total Shares
$14.9M
Total Loans
$7.4M
Net Income
$50K
Net Worth Ratio
14.92%
≥7% = Well Capitalized
Members
2,365
Return on Assets
0.28%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.40%
$30K
Loan-to-share ratio: 49.5%· healthy range 60–80%
Branch Locations
NCUAMain
3570 Union Ave Se, Minerva, OH, 44657
9am-5pm Mon, Tues, Thurs & Friday; 9am-1pm Wed
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/minerva-area" target="_blank" rel="noopener">View MINERVA AREA on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.