Wood River, IL · State Credit Union · Chartered in IL
Who can join
State government employees (special charter)
Members
17,581
Net Worth Ratio
13.15%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$226.5M
Total Shares
$196.4M
Total Loans
$161.8M
Net Worth Ratio
13.15%
≥7% = Well Capitalized
Members
17,581
Delinquency Rate (60d+)
0.11%
$173K
Loan-to-share ratio: 82.4%· healthy range 60–80%
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 63 | 57 | 3 | 90.5% | 4.8% |
| 2022 | 40 | 35 | 1 | 87.5% | 2.5% |
| 2021 | 28 | 25 | 1 | 89.3% | 3.6% |
No CFPB complaint data available for this credit union.
Wood River Office
101 Wesley Dr., Wood River, IL, 62095
Monday - Thursday 8:00 - 5:00 Friday: 8:00 - 6:00 Saturday D/U: 8:00 - 12:00
Maryville Office
2813 N Center St, Maryville, IL, 62062-5627
Monday - Thursday: 8:30 - 5:00 Friday: 8:30 - 6:00 Saturday D/U: 8:30 - 12:00
Granite City Office
2400 Madison Ave, Granite City, IL, 62040
M-T 8AM to 5PM F 8AM to 6PM S 8AM to 12PM
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<a href="https://bankscorer.com/credit-union/midwest-members" target="_blank" rel="noopener">View MIDWEST MEMBERS on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.