🏦Bank Scorer

MIDWEST COMMUNITY

Defiance, OH · Federal Credit Union · Chartered in OH

Well Capitalized

Who can join

Employer / occupational group

Charter #9522Est. 1954RSSD: 977380

Members

14,327

Net Worth Ratio

8.36%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$258.7M

Peer Group 5

Members

14,327

as of latest quarter

Net Worth Ratio

8.36%

Well Capitalized

Institution Profile

NCUA

Address

8770 N State Route 66, Defiance, OH 43512-8254

Chartered

1954

Branch Locations

3 locations

Membership Eligibility

Employer / occupational group

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$258.7M

Total Shares

$238.4M

Total Loans

$180.6M

Net Worth Ratio

8.36%

≥7% = Well Capitalized

Members

14,327

Delinquency Rate (60d+)

0.44%

$793K

Loan-to-share ratio: 75.8%· healthy range 60–80%

Branch Locations

NCUA

Main Office

8770 N State Route 66, Defiance, OH, 43512-8254

Lobby M-Th 8-5:30F 8-6 Sat 8-12 Drive Up M-Th 7:30 -6 F 7:00-6:30 Sat 8-2

MainATMDrive-thru

Napoleon Office

1429 Scott St, Napoleon, OH, 43545-1073

Lobby M-Th 8:30-4:30 Fri 8:30-5:30Sat 8-12 Drive up M-Th 8-5:30Fri 8-6 Sat 8-12

ATMDrive-thru

Bryan Office

221 N Main St, Bryan, OH, 43506-1319

M-Th 8:30am - 5:00pm Fri. 8:30am - 5:30pm Sat 8:30am - 12:00pm

ATMDrive-thru

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.