🏦Bank Scorer

MIDSOUTH COMMUNITY

Macon, GA · Federal Credit Union · Chartered in GA

LICUWell Capitalized

Who can join

Employer / occupational group

Charter #1410Est. 1936RSSD: 380373

Members

43,724

Net Worth Ratio

14.15%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$481.0M

Peer Group 5

Members

43,724

as of latest quarter

Net Worth Ratio

14.15%

Well Capitalized

Institution Profile

NCUA

Address

4810 Mercer University Dr, Macon, GA 31210-5675

Chartered

1936

Branch Locations

10 locations

Membership Eligibility

Employer / occupational group

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$481.0M

Total Shares

$414.4M

Total Loans

$324.0M

Net Worth Ratio

14.15%

≥7% = Well Capitalized

Members

43,724

Delinquency Rate (60d+)

0.61%

$2.0M

Loan-to-share ratio: 78.2%· healthy range 60–80%

Branch Locations

NCUA

Mercer Office

4810 Mercer University Dr, Macon, GA, 31210-5675

M-F 9:00 am - 5:15 pm Sat 9:00 - 1:00 pm

MainATMDrive-thru

Lasseter Office

2306 Laseter Pl, Macon, GA, 31204-0301

M-F 9:00 am - 5:15 pm

Drive-thru

Hartley Bridge Office

3205 Hartley Bridge Rd, Macon, GA, 31216

M-F 9:00 am - 5:15 pm Sat 9:00 am - 1:00 pm

ATMDrive-thru

Milledgeville Office

375 Hammock Rd NW, Milledgeville, GA, 31061

M-F 9:00 am - 5:15 pm Sat 9:00 am - 1:00 pm

ATMDrive-thru

Watson

1869 Watson Blvd, Warner Robins, GA, 31093

M-F 9:00 am - 5:15 pm Sat 9:00 am - 1:00 pm

ATMDrive-thru

Russell

302 Russell Pkwy, Warner Robins, GA, 31088

M-F 9:00 am - 5:15 pm Sat 9:00 am - 1:00 pm

ATMDrive-thru

BASS

1611 BASS RD, MACON, GA, 31210

Monday - Thursday 9:00 AM - 5:15 PM Friday 9:00 AM - 6:00 PM

ATMDrive-thru

Hutchings College & Career Academy

1780 Anthony Rd, Macon, GA, 31204-5904

9 to 5pm Monday through Friday

HWY 96

1101 HWY 96, Kathleen, GA, 31047

M-F 9am to 5:15 Sat 9am to 12pm

ATMDrive-thru

Operations Office

148 Steven Dr, Macon, GA, 31210

8 hours a day/5 days a week

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.