Freeport, ME · Federal Credit Union · Chartered in ME
Who can join
Community / multiple bond
Members
16,020
Net Worth Ratio
11.03%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$266.9M
Total Shares
$236.1M
Total Loans
$216.3M
Net Worth Ratio
11.03%
≥7% = Well Capitalized
Members
16,020
Delinquency Rate (60d+)
0.14%
$312K
Loan-to-share ratio: 91.6%· healthy range 60–80%
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 8 | 5 | 3 | 62.5% | 37.5% |
| 2022 | 63 | 51 | 6 | 81.0% | 9.5% |
No CFPB complaint data available for this credit union.
Freeport Office
186 Lower Main St, Freeport, ME, 04032
Monday 8:30AM - 4:30PM Tuesday 8:30AM - 4:30PM Wednesday 9:00AM - 4:30PM Thursday 8:30AM - 5:30PM Friday 8:30AM - 4:30PM
Bath Office
831 Middle St, Bath, ME, 04530-2401
Monday 8:00AM - 4:30PM Tuesday 8:00AM - 4:30PM Wednesday 9:00AM - 4:30PM Thursday 8:00AM - 5:30PM Friday 8:00AM - 4:30PM
Brunswick Office
6 Station Ave, Brunswick, ME, 04011-2092
Monday 8:00AM - 4:30PM Tuesday 8:00AM - 4:30PM Wednesday 9:00AM - 4:30PM Thursday 8:00AM - 5:30PM Friday 8:00AM - 4:30PM
Edgecomb Office
41 Route One, Edgecomb, ME, 04556-3040
Monday 8:00AM - 4:30PM Tuesday 8:00AM - 4:30PM Wednesday 9:00AM - 4:30PM Thursday 8:00AM - 5:30PM Friday 8:00AM - 4:30PM
Thomaston Office
209 New County Rd, Thomaston, ME, 04861-3116
Monday 8:00AM - 4:30PM Tuesday 8:00AM - 4:30PM Wednesday 9:00AM - 4:30PM Thursday 8:00AM - 5:30PM Friday 8:00AM - 4:30PM
Copy the snippet below to embed a link to this profile on your website.
<a href="https://bankscorer.com/credit-union/midcoast" target="_blank" rel="noopener">View MIDCOAST on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.