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MID MINNESOTA

Baxter, MN · Federal Credit Union · Chartered in MN

Well Capitalized

Who can join

Type 66

Charter #20194Est. 1970RSSD: 345680

Members

67,210

Net Worth Ratio

9.25%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$833.9M

Peer Group 6

Members

67,210

as of latest quarter

Net Worth Ratio

9.25%

Well Capitalized

Institution Profile

NCUA

Address

13283 Isle Dr, Baxter, MN 56425-8554

Chartered

1970

Branch Locations

12 locations

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$833.9M

Total Shares

$745.7M

Total Loans

$684.6M

Net Income

$2.3M

Net Worth Ratio

9.25%

≥7% = Well Capitalized

Members

67,210

Return on Assets

0.28%

annualized · >0.5% healthy

Delinquency Rate (60d+)

0.19%

$1.3M

Loan-to-share ratio: 91.8%· healthy range 60–80%

Branch Locations

NCUA

Mid Minnesota Federal Credit Union

13283 Isle Dr, Baxter, MN, 56425-8554

Monday - Friday Lobby: 8:30am-5:00pm Drive Up: 7:30am-5:30pm

MainATMDrive-thru

Mid Minnesota Federal Credit Union

200 S 6th St, Brainerd, MN, 56401-3536

Monday - Friday Lobby: 8:30am-5:00pm Drive Up: 7:30am-5:30pm

ATMDrive-thru

Mid Minneosta Federal Credit Union

117 W Main St, Crosby, MN, 56441-1423

Monday - Friday Lobby: 8:30am-5:00pm Drive Up: 7:30am-5:30pm

ATMDrive-thru

Mid Minnesota Federal Credit Union

307 1st St SE, Little Falls, MN, 56345-3005

Monday - Friday Lobby: 8:30am-5:00pm Drive Up: 7:30am-5:30pm

ATMDrive-thru

Mid Minnesota Federal Credit Union

1220 4th St NE, Staples, MN, 56479

Monday - Friday Lobby: 8:30am-5:00pm Drive Up: 7:30am-5:30pm

ATMDrive-thru

Mid Minnesota Federal Credit Union

405 50th Ave W, Alexandria, MN, 56308

Monday - Friday Lobby: 8:30am-5:00pm Drive Up: 7:30am-5:30pm

ATMDrive-thru

Mid Minnesota Federal Credit Union

30563 Patriot Ave, Pequot Lakes, MN, 56472

Monday - Friday Lobby: 8:30am-5:00pm Drive Up: 7:30am-5:30pm

ATMDrive-thru

Mid Minnesota Federal Credit Union

1405 Highway 10 W, Detroit Lakes, MN, 56501

Monday - Friday Lobby: 8:30am-5:00pm Drive Up: 7:30am-5:30pm

ATMDrive-thru

Mid Minnesota Federal Credit Union

961 2nd St NW, Aitkin, MN, 56431-1151

Monday - Friday Lobby: 8:30am-5:00pm Drive Up: 7:30am-5:30pm

ATMDrive-thru

Mid Minnesota Federal Credit Union

104 3rd Ave W, Ada, MN, 56510

Monday - Friday Lobby: 8:30am-4:30pm Drive Up: 8:00am-5:00pm

ATMDrive-thru

2 more locations not shown.

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.