🏦Bank Scorer

MID-ISLAND

Christiansted, VI · Federal Credit Union · Chartered in VI

LICU MDIWell Capitalized

Who can join

Employer / occupational group

Charter #23811Est. 1981RSSD: 854593

Members

2,392

Net Worth Ratio

10.06%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$18.2M

Peer Group 3

Members

2,392

as of latest quarter

Net Worth Ratio

10.06%

Well Capitalized

Institution Profile

NCUA

Address

P O Box 5398, Christiansted, VI 00823

Chartered

1981

Branch Locations

3 locations

Membership Eligibility

Employer / occupational group

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$18.2M

Total Shares

$16.2M

Total Loans

$5.2M

Net Income

$-20,405

Net Worth Ratio

10.06%

≥7% = Well Capitalized

Members

2,392

Return on Assets

-0.11%

annualized · >0.5% healthy

Delinquency Rate (60d+)

0.19%

$10K

Loan-to-share ratio: 32.0%· healthy range 60–80%

Branch Locations

NCUA

Mid Island Federal Credit Union

4366 Peters Rest, Christiansted, VI, 00820

Monday to Friday 8:30 am 3:30pm

Main

Mid Island Federal Credit Union

366 Peters Rest, Christiansted, VI, 00820

Monday to Thrusday 8:00 am to 2:30 pm Friday 8:00 to 4:00 pm

CU SOUTH

23210 US Highway 98 Ste B1, Fairhope, AL, 36532-3397

Monday?Friday: 7:00 AM CT ? 6:00 PM CT

Mortgage Lending (HMDA)

CFPB HMDA

No HMDA mortgage lending data on record for this credit union.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.