Wyandotte, MI · State Credit Union · Chartered in MI
Who can join
State government employees (special charter)
Members
18,249
Net Worth Ratio
12.52%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$223.6M
Total Shares
$195.8M
Total Loans
$137.3M
Net Worth Ratio
12.52%
≥7% = Well Capitalized
Members
18,249
Delinquency Rate (60d+)
0.42%
$581K
Loan-to-share ratio: 70.1%· healthy range 60–80%
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 131 | 64 | 33 | 48.9% | 25.2% |
| 2022 | 127 | 63 | 16 | 49.6% | 12.6% |
| 2021 | 197 | 132 | 5 | 67.0% | 2.5% |
No CFPB complaint data available for this credit union.
Wyandotte Branch
269 Oak St, Wyandotte, MI, 48192-5126
Lobby Mon. - Fri 9:00 am - 5:00 pm. Drive Thru Mon. - Thurs. 9:00 am - 5:00 pmFri. 9:00 am - 6:00 pmSat. 9:00 am - 1:00 pm
Pontiac Branch
144 E Pike St, Pontiac, MI, 48342
LobbyMon. - Fri. 9:00 am - 5:00 pm.
Flat Rock Branch
22855 Gibraltar Rd, Flat Rock, MI, 48134
LobbyMon. - Fri. 9:00 am - 5:00 pmDrive-thruMon. - Thurs. 9:00 am - 5:00 pmFri. 9:00 am - 6:00 pmSat. 9:00 am - 1:00 pm
Highland Branch
290 N John St, Highland, MI, 48357
LobbyMon. - Fri. 9:00 am - 5:00 pmDrive-thruMon. - Thurs. 9:00 am - 5:00 pmFri. 9:00 am - 6:00 pmSat. 9:00 am - 1:00 pm
Warren Branch
31130 Ryan Rd, Warren, MI, 48092
LobbyMon - Fri 9:00 am to 5:00 pmDrive Thru:Mon - Thurs. 9:00 am to 5:00 pmFri. 9:00 am - 6:00 pmSat. 9:00 am - 1:00 pm
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<a href="https://bankscorer.com/credit-union/michigan-legacy" target="_blank" rel="noopener">View MICHIGAN LEGACY on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.