MICHIGAN LEGACY
Wyandotte, MI · State Credit Union · Chartered in MI
Who can join
State government employees (special charter)
Members
18,249
Net Worth Ratio
12.52%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$223.6M
Peer Group 5
Members
18,249
as of latest quarter
Net Worth Ratio
12.52%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$223.6M
Total Shares
$195.8M
Total Loans
$137.3M
Net Worth Ratio
12.52%
≥7% = Well Capitalized
Members
18,249
Delinquency Rate (60d+)
0.42%
$581K
Loan-to-share ratio: 70.1%· healthy range 60–80%
Branch Locations
NCUAWyandotte Branch
269 Oak St, Wyandotte, MI, 48192-5126
Lobby Mon. - Fri 9:00 am - 5:00 pm. Drive Thru Mon. - Thurs. 9:00 am - 5:00 pmFri. 9:00 am - 6:00 pmSat. 9:00 am - 1:00 pm
Pontiac Branch
144 E Pike St, Pontiac, MI, 48342
LobbyMon. - Fri. 9:00 am - 5:00 pm.
Flat Rock Branch
22855 Gibraltar Rd, Flat Rock, MI, 48134
LobbyMon. - Fri. 9:00 am - 5:00 pmDrive-thruMon. - Thurs. 9:00 am - 5:00 pmFri. 9:00 am - 6:00 pmSat. 9:00 am - 1:00 pm
Highland Branch
290 N John St, Highland, MI, 48357
LobbyMon. - Fri. 9:00 am - 5:00 pmDrive-thruMon. - Thurs. 9:00 am - 5:00 pmFri. 9:00 am - 6:00 pmSat. 9:00 am - 1:00 pm
Warren Branch
31130 Ryan Rd, Warren, MI, 48092
LobbyMon - Fri 9:00 am to 5:00 pmDrive Thru:Mon - Thurs. 9:00 am to 5:00 pmFri. 9:00 am - 6:00 pmSat. 9:00 am - 1:00 pm
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/michigan-legacy" target="_blank" rel="noopener">View MICHIGAN LEGACY on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.